Liability insurance & your property and equipments

Are you aware of the exclusions in your policy? See the example below: 

Damage To Property
"Property damage" to:
(1) Property you own, rent, or occupy,
including any costs or expenses incurred by
you, or any other person, organization or
entity, for repair, replacement,
enhancement, restoration or maintenance
of such property for any reason, including
prevention of injury to a person or damage
to another's property;
(2) Premises you sell, give away or abandon, if
the "property damage" arises out of any
part of those premises;
(3) Property loaned to you;

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​https://www.universalinsagency.com/contact/danilo_gomes.aspx